Health Insurance

Health Insurance


Get the most out of your health benefits

Health Insurance

Using Your Benefits

Columbia Memorial Hospital has contracts with most local commercial insurances, Medicare and Medicaid. To make the most of your health insurance benefits, be sure to let us know you’re covered at the time of service. Please give the registration clerk your insurance information and contact information so we can submit a claim to your insurance company. You will be asked to pay any co-payment or deductible at the time of service. If your insurance company does not pay promptly, we will ask you to contact them to arrange for payment. CMH will make every effort to verify insurance eligibility and benefits. We will also attempt to get prior authorization for services under your insurance company’s policies. But, as the insured, you are responsible for knowing your benefits. Before receiving non-emergency services, please check with your insurance company to ensure:

  1. CMH is “In-Network” or contracted, and
  2. that you have any necessary prior-authorization for services.

Medicare

If you have Medicare, CMH will file your claim for you. If you also have a Medicare supplemental policy, we will bill it after receiving Medicare’s payment. CMH is a Medicare-designated Critical Access Hospital. This means that you will receive two bills for your stay at CMH:

  • if you are admitted to the hospital after an emergency room visit, or
  • if you are in observation status before your inpatient admission.

Getting Health Insurance

If you don’t have health insurance, or you need to find a new health insurance provider, you have options. You can compare insurance plans and prices on HealthCare.gov. Best of all, you may qualify for financial help paying for the insurance.


DISCLAIMER: Columbia Memorial Hospital (CMH) makes no guarantees regarding the accuracy of the pricing information provided herein. The pricing information provided by this website is strictly an estimate of prices, and CMH cannot guarantee the accuracy of any estimates. All estimates are based on information provided by a prospective patient and do not include, among other things, any unforeseen complications, additional tests or procedures, and non-hospital related charges—any of which may increase the ultimate cost of the services provided. Any prospective patient should understand that a final bill for services rendered at CMH may differ substantially from the information provided by this website, and CMH shall not be liable for any inaccuracies.